17th October 2006
When you are analyzing a residential loan, you can determine program eligibility
once you know the loan amount and loan to value (LTV), know your borrowers credit,
know the income of your borrower to calculate their debt to income ratio (DTI),
and accu...
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17th October 2006
If you are looking for a loan your bank is unwilling to offer
(such as a 90% mortgage with a 30 year fixed rate) you may want to look outside the bank.
Traditional bankers have a working knowledge of the products that their bank may offer,
but a mortga...
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